
3rd Generation Insurance
About Us
3rd Generation Insurance is your local, family owned insurance company. With humble beginnings, Rod Huber started in insurance using the telephone of a local restaurant. Today, 3rd Generation Insurance is now being run by his son Brett Huber, and Brett Huber's son, Tanner Huber.
3rd Generation Insurance is an insurance agency in Fort Myers, Florida. Also at: 223 Taylor St Unit 221 B, Punta Gorda, FL 33950. It serves Punta Gorda, Fort Myers, Port Charlotte, Venice, Cape Coral and the rest of Sarasota and Lee counties. It holds an insurance agency license in Florida. It offers home, umbrella, flood, renters, golf cart, boat, life, motorcycle and auto insurance. Works with 17 insurance companies, including Allstate, Citizens, Cabrillo, Slide and American Integrity. The office speaks English. Office hours: Monday to Friday, 8:30 AM to 5:30 PM (Eastern time). Calls are answered around the clock: when the office can't pick up, Daisy, the office's phone receptionist, does. Office phone: (941) 249-6461.
Coverage Options
What We Offer
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Home Insurance
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Umbrella Insurance
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Flood Insurance
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Renters Insurance
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Golf Cart Insurance
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Boat Insurance
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Life Insurance
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Motorcycle Insurance
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Auto Insurance
Social Proof
What Our Clients Say
Mayra is very courteous, professional and informative. Today is May 5, 2026 & I just spoke with Eden who is wonderful. She has saved me a bundle on my car insurance & I will be transferring my FEMA flood insurance policy from another agency to Brett Huber's Agency. Brett & Eden are very positive, informative, professional and wonderful to work with. Both made my day and saved me money. I highly recommend them and am now going to speak to a neighbor to suggest he call them also since he was looking to save money too! Why not, make that call to Eden and Brett now.
5/5/2026Eden was great and answered all my questions. She was nice and after searching different Companies, she found me a good plan and somehow saved me money At the end too.
5/1/2026I was referred to Brett Huber thru a mutual friend who currrently has their homeowners insurance with him. Brett and his staff are very knowledgeable about the insurance in Florida! Coming from a different state in which he gave the ins and outs of the insurance in Florida. We purchase our homeowner insurance from ,becuase of his recommendations. I trusted Brett becuase he recommended Ovation insurance company which insures his home. So knowing that our agent has his HO with them made us feel at ease. I have recommended Brett to a friend who currently lives in on the east coast of Florida!
5/1/2026Sandy was very informative and easy to do business with. She went beyond to satisfy my request and was very efficient. Shes a keeper. I wanted out of the milewise program and she took good care to explain how the new policy would work. Thank you !!
3/5/2026Sandy is awesome! It took her less than an hour from my inquiry to her binding the policy we needed! We are extremely pleased with her expertise and performance.
2/6/2026I am writing to offer applause and 5 stars to 3rd Generation's customer service and follow up. They have been my homeowners insurance for my place here in Florida for going on 5 years. I had a claim last year and they were helpful, timely and efficient. I spoke with Michelle Stock - the customer service rep this year about policy renewal and timing. Great Follow Up by Michelle - professional, courteous and timely. Thank you Michelle and 3rd Generation - if you're reading this -- call them. You'll be glad you did. Bob McConnell Bradenton Fla
1/15/2026Sandy was very responsive and helpful. She explained everything to me with a good attitude. I recommend her, she helped me with flood and homeowners insurance. Good experience.
1/12/2026Sandy is The Best agent! She made my experience so easy and relieved all my concerns. I will definitely use her in the future for all my insurance needs.
10/17/2025We were totally satisfied with Sandra's handling of our boat claim, from Day One. She oriented us thoroughly to the process, our responsibilities in this regard, and her procedures. She was always courteous, friendly, timely, well-organized and professional. It was a genuine pleasure to work with her during this situation. Her efforts and those of the staff at the Allstate Offices in TN and FL are appreciated. Thank You.
2/10/2025